Neha Singh 
Vice President, Enterprise Business Intelligence Engineering

Khushboo Kumar 
Service Delivery Lead

Rohit Bairagi 
Lead Credit Specialist

Job Description : Function Description : - US GCP new accounts team's objective is to define and develop credit risk strategies to drive profitable growth as acquisition. Purpose of the Role : - The incumbent will be responsible for conducting detailed analyses and driving new accounts credit risk strategy for Global Commercial card business. - The incumbent will lead a team of 2 analysts Responsibilities : Key responsibilities include : 1. Drive profitable strategies at acquisition driven by economics of life time value for e.g. CMV based risk decision 2. Develop utilities to integrate bank account data and intelligence in credit decisions across portfolios and functions 3. Develop and enhance credit underwriting strategy at both client and card member level 4. Integrate and ingest corporate new accounts data into Cornerstone 5. Develop Blue Light and CDIT to continuously monitor new account performance and react quickly to potential/emerging issues 6. Strengthen credit risk capabilities by incorporating new data sources in credit risk decision 7. Elevate customer experience by providing seamless underwriting and on-boarding experience 8. Continuous monitoring of risk trends across the portfolio and more specifically for marginal population. Identify new variables/data sources to discriminate risk 9. Perform root cause analyses of concerning trends and identify performance drivers 10. Ensure adherence to compliance 11. Collaborate with multiple partners including enterprise digital analytics, new accounts decision science, new accounts operations, CFR capabilities, third party data vendors etc. 12. Monitor the performance of the New Account acquisition and Support changes in business rules and process enhancements as needed Critical Factors of Success : Business Outcomes : - Drive profitable portfolio growth through revenue growth balanced with prudent loss controls - Leverage advanced data & analytics to gain deep understanding of customers and behaviors - Design best in class processes to provide optimal credit experience Leadership Outcomes : - Put enterprise thinking first, connect the role's agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders. - Build the best team through proactive coaching and feedback - Lead with an external perspective, challenge status quo and bring continuous innovation to our existing offerings - Demonstrate learning agility, make decisions quickly and with the highest level of integrity - Lead with a digital mindset and deliver the world's best customer experiences every day Qualifications : Past Experience : - At least 3 years+ experience in risk/information management or analytical roles Academic Background : - Preferably Masters in any of Engineering, Technology, Management, Statistics, Mathematics, Economics or related subjects Functional Skills/Capabilities : - Risk/Information Management or Data Analytics Technical Skills/Capabilities : - Data & Quantitative Analytics, Prioritization and project management Knowledge of Platforms : - General knowledge key risk or data platforms Behavioral skills/Capabilities : - Thought leadership, collaboration, communication Job type- Permanent Industry Type - Operations The Apply Button will redirect you to website. Please apply there as well. #NOLI

Gurgaon/Gurugram

American Express - Manager/Senior Manager - Credit Risk - New Accounts 

American Express - Manager/Senior Manager - Credit Risk - New Accounts  ,Job Description for American Express - Manager/Senior Manager - Credit Risk - New Accounts  in American Express in  Gurgaon/Gurugram for (3-6) years of experience. Apply Now!

Job Description for American Express - Manager/Senior Manager - Credit Risk - New Accounts  in American Express in  Gurgaon/Gurugram for (3-6) years of experience. Apply Now!