American Express - Manager - Commercial Risk Analytics

Global Commercial Risk CoE team has been set up with the objective to provide analytics support and execution bandwidth for underwriting, portfolio analytics and commercial capabilities.

The manager will be responsible for conducting detailed analyses across diverse set of portfolios comprising of Global Commercial Payment, Small Business and Merchant Finance. The incumbent will lead a team to 2-3 analysts.

Key responsibilities include:

Disciplined monitoring of credit risk metrics at portfolio level as well as across customer life cycle such as underwriting, customer management etc.

Perform root cause analyses of concerning trends and identify performance drivers.

Provide analytical support to drive billing, revenue growth and profitability through diverse analytical projects.

Provide relevant business recommendations to manage credit performance for the portfolio.

Ensure adherence to compliance.

Collaborate with multiple partners including finance and functional teams such as new accounts, customer management.

Training of new team members.

This role may be subject to additional background verification checks.

Qualification

- 4 or more years of experience in financial sector risk management. Prior experience of risk analytics in commercial portfolio will be preferred.

- Demonstrated ability to lead and inspire a team of highly skilled econometricians, business and data analysts in developing information driven solutions for our customers.

- Experience working in highly cross-functional environment, flexibility and adaptability to work with tight deadlines and changing priorities.

- Demonstrated passion for customers and clients, and for creating a consistently superior customer experience.

- Ability to understand data, synthesize into real world meaning, break down business problems, and conduct brainstorming.

- Relevant statistical analysis/econometric experience required and able to effectively translate analytical findings to business implications.

- Post Graduation from a top tier college (either MBA/M tech/MS/Masters in quantitative subjects such as Economics, Statistics or Mathematics)