Neha Singh 
Vice President, Enterprise Business Intelligence Engineering

Khushboo Kumar 
Service Delivery Lead

Rohit Bairagi 
Lead Credit Specialist

Job Description : Function Description : International Commercial Card Lending is a critical position on the Global Commercial Services (GCS) Risk Management team and is responsible for driving profitable growth for GCS Purpose of the Role : This position will play a key role in supporting the growth goal and helping to launch multiple lending products across markets. The incumbent will be responsible for managing credit line underwriting and feature cap underwriting as well as designing, building, and enhancing line strategies, capabilities and processes to manage and monitor risk prudently across the customer lifecycle as it relates to small business proprietary and co-branded credit cards. This position requires close partnership with Product, Marketing, Operations, Technologies, Finance and other functional risk teams to develop lending growth strategies that serve our small business customers- needs while minimizing credit losses Responsibilities : - Manage core credit limit underwriting decisions and related functions, including; prospect initial line, customer initial line, proactive line increase, reactive line increase and line reallocation - Manage risk across line decisions through quantitative analysis and building efficient business processes and flexible capabilities - Identify new opportunities to support credit line underwriting for small businesses while continuing to enhance existing underwriting decisions by incorporating new information, techniques, and change factors - Partner across Risk Management and with Product, Marketing, Finance, and Operations teams to design and implement lending strategies that enable profitable growth while controlling for through-the-cycle volatility - Drive in-depth analytics and collaborate with the Decision Science team to enhance economic logic that supports core risk management decisions - Build and deploy the next generation of risk management tools and capabilities to deliver industry-leading credit quality and to enable accelerated profitable growth Critical Factors to Success : Business Outcomes : - Drive billing, revenue growth and profitability through advanced analytical techniques - Maximize business returns by institutionalizing efficient and accurate models. Leadership Outcomes : - Put enterprise thinking first, connect the role's agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders. - Lead with an external perspective, challenge status quo and bring continuous innovation to our existing offerings - Demonstrate learning agility, make decisions quickly and with the highest level of integrity Qualifications : Past Experience : - 0-3 years relevant experience in Analytical Skills - Preferred : SAS, SQL, R, Python programming Academic Background : - Post Graduate Degree in Statistics/Mathematics/Economics/ Engineering/Management Functional/Technical : - Analytics & Insights & Targeting - R, Python, Hive, Pyspark SAS, SQL - Advanced Statistical Techniques - Hands on programming and ability to design Platforms : - Big Data - Cornerstone - Teradata - BlueLight Behavioral : Enterprise Leadership Behaviors - Set The Agenda : Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective - Bring Others With You: Build the Best Team, Seek & Provide CoachingFeedback, Make Collaboration Essential - Do It The Right Way: Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage The Apply Button will redirect you to website. Please apply there as well. #NOLI

Gurgaon/Gurugram

American Express - Business Analyst/Assistant Manager - International Commercial Lending 

American Express - Business Analyst/Assistant Manager - International Commercial Lending  ,Job Description for American Express - Business Analyst/Assistant Manager - International Commercial Lending  in American Express in  Gurgaon/Gurugram for (0-3) years of experience. Apply Now!

Job Description for American Express - Business Analyst/Assistant Manager - International Commercial Lending  in American Express in  Gurgaon/Gurugram for (0-3) years of experience. Apply Now!