AM/Sr Officer - Credit Underwriting

Specific Tasks and Responsibilities/ KPI :

- Performing credit assessment for the approval of retail lending applications in compliance with all related credit policies and product programs within the stipulated turnaround time

- Evaluate the applicant’s credit worthiness through the analysis of the customer’s internal and external credit records, available information and other relevant factors.

- Respond to stakeholders regarding all credit applications related inquiries

- Understand and execute all relevant regulatory requirements and credit policy and procedure requirements

- Comply with anti-fraud procedures and be alert at all times, make immediate report of any unusual or suspicious customer activity

- Continually improve working efficiency and control credit risk

Qualification and experience:

- A person with minimum 3+ years of experience in Credit underwriting the Retail Products - Preferably Auto loans.

- A person preferred with minimum qualification of MBA / CA/ CWA. Graduate may be looked based on the profile and experience in underwriting.

- A person who knows different linguistic background (Required person who knows Hindi, Kannada, Telugu, Malayalam)

- Positive attitude and a good team player

- Quick in learning

**Female candidate is preferred