AM/Manager - Credit - Bank

Assistant Manager / Manager – Credit

Company Profile-

A leading Co-operative Bank of Mumbai. The Bank has achieved distinguished success in co-operative banking sector particularly during the last few years. A constant & steady performer, the bank has a robust deposit base & a consistent Net Interest margin which is competitive to the top banks

Job Description / Responsibilities-

- Examine the financial back ground of applicant to explore credit worthiness

- Investigate the credit scores to confirm the credit worthiness

- Prepare a credit report, verify credit information and public record information

- Assessed the current status of each case and recommended proper action

- Examine the legal steps, obligations and obtained the payments

- Coordinating with legal and technical team

- Maintain a strong relationship with all the clients

- Monitor and control the flow of cash receipts and disbursements

- Clear & sanction / reject / nominate for further approval files and disburse loan amount

- Assist in branch audit

- Monitor & analyze NPA’s

Desired profile of the candidate-

- Experience in credit team processing Personal Loans, Business Loans & Home Loans. All the three product experience will be essential

- Only credit experience shall be considered. Sales or branch operations experience will not be considered relevant

- Keen to take up responsibilities

- Should have been effective in team handling

Educational Qualification - Graduation / Any Post graduation

Ref. No./email id - talent@edventus.com