AM - Credit Analysis - Investment Bank

We have an urgent position for a Credit analysis role at AM designation with a leading UK based investment bank, Noida.

Credit analysis write credit reports for clients new and renewed financing needs and report on any material factors to Risk Sanction Units.

The team provide credit analysis service support to Front Line Origination with handsoff to the Bank's Risk Sanction Units (RSU) (Second Line of Defence) to risk assess and approve credit facilities for the client for all LC and SME clients with turnover greater than - 5m requiring risk limits.

The responsibility of the team is for the writing of credit reports focussed on the analysis of the clients business, incorporating the financial and structural risks inherent in providing a range of financing and settlement products and the ongoing analysis of business performance of our corporate banking client base across all industry sectors.

The service provision is performed on behalf of the Front Line for review and approval by RSUs in the following circumstances:

- New funding requests for existing and new clients

- Refinancing requests for existing clients

- Annual reviews for existing clients

- On-going analysis of client performance and reporting on any material factors to Risk Sanction Units

Key Accountabilities

- Own the day-to-day credit relationship for a nominated portfolio of customers;

- Use Zeus to analyse historic and projected financial information to identify key issues and monitor compliance with covenants and terms prior to discussing with Relationship Director.

- Create Zeus credit applications on behalf of RDs (applying judgmental input) and collate paper attachments .

Shunyo - 9717899632