Agrizy - Credit Manager

Credit Manager

Agrizy has an opening for a motivated person to manage credit evaluation, credit underwriting, credit risk assessment. In addition, the person will manage a team and oversee the complete credit activities

Agrizy description:

Agrizy is a B2B full-stack platform redefining the Agri-processing industry. It connects the fragmentedAgri Suppliers and the Agri Processing Units (APUs) across the country. Agri Processing is a large (~300Bn USD) and growing (CAGR ~10%) market opportunity but the structure of the industry and the intermediate supply chain remains largely unorganized. Agrizy aims to solve the major challenges that the Agri processing (food and non-food) industry in India faces.

With technology at its core, Agrizy focuses on not only the efficient discovery of suppliers and buyers but also on the end-to-end fulfilment of the processed Agri products supply chain. Typical supplierson the Agrizy platform are farmers, FPOs, village-level aggregators, traders, and primary processors supplying Agri products for processing.

Roles and Responsibilities:

- Evaluating corporate clients from credit risk perspective. Corporates can be large, medium, small.

- Analysing credit worthiness of buyers by understanding business model, financial performance, industry risk, market feedback.

- Understanding of industry risks pertaining to various agricultural commodities.

- Reviewing credit clients on a half-yearly basis account conduct, other material developments.

- Clearly highlighting various risks involved and basis mitigants available, whether to go ahead or not.

Required Skills:

- Financial Ratios

- Calculation of interest

- Familiarity with corporate rating system

- Corporate Credit Underwriting Knowledge

- Good with Excel