Aditya Birla Finance - Area Credit Manager

Hiring for Aditya Birla Finance.

Designation: Area Credit Manager

Location - Goregaon

Exp: 4 - 9 years

Education: MBA or equivalent to Post degree.

Role:

- Heading Credit Underwriting and Risk Management for Unsecured Business Loan & managing all activities pertaining to the Sanction Life Cycle of all borrower accounts in the Area.

- Ensure timely completion of Personal Discussion documents through customer visits in High Value Cases like financial discussion based on balance sheet, non-financial discussion based on industry the client is into.

- In-depth analysis of proposal considering PD, co-ordinate with Legal and Technical team.

- Preparing Credit Risk Appraisal Notes and presenting the proposals.

- Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on files after checking for documentation requests.

- Approve all disbursement requests on the basis of achieved adherence to requirements as per Policy or send to higher authority for approval.

- Responsible for pre and post sanction credit risk compliance and Control on post disbursement documents.