- Complete knowledge of Retail Lending (Conventional/Islamic) Life Cycle covering Loan Origination, Servicing & Collections
- Should have knowledge of 4 LOBs out of Home Loans, Vehicle Loans, Personal Loans, Education Loans, Gold Loans, Credit Cards (Retail) OR Bank Guarantee, LC, Term Loan, Cash Credit/Overdraft, Project Finance (Corporate/SME)
- Should have extensive knowledge of credit appraisal process of different LOBs (credit policies, score card and credit bureau
- Should have 5 - 7 years experience as a Business Analyst in Implementation or Product Management of Lending Solutions
- Should have complete knowledge of the accounting entries covering the entire life cycle of a Loan, right from lead/application to closure [at least one region]
- Should be aware of different channels of sourcing/banking currently in use in banks / NBFCs
- Excellent Communication Skills (written & verbal)
- Presentation skills
- Proficient in use of MS Office products like Excel, Word, Powerpoint & Visio (& Project to some extent)
- Willing to travel on short notice for short and long term
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