Objective:
- To assist in credit decision making and help in new initiatives of the credit department.
Responsibilities:
- Assist in analysing the credit worthiness of the borrower
- Develop industry specific knowledge and develop/maintain database pertaining to same
- Support credit team in formulating credit policies
- Develop understanding of various pertinent regulations
Essential Competencies:
- In depth knowledge of credit evaluation
- A very good eye for detail
- Proactive: Ability to understand impact of changing environment on various companies
- Understanding of credit ratings
Interpersonal skills:
- Should be able to maintain independence of views while maintaining relationships with business banking managers
- Team player
- Knowledge of specific industry would be an added advantage
Qualifications and Relevant Experience:
- A CA/ MBA from a reputed institute
- 10 years post qualification experience in credit evaluation in Mid corporates/large corporates
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