Yes Bank - Sr Mgr/AVP - Corporate Banking Risk

Position - Manager/Sr. Manager/AVP

BU/Function - Corporate Banking Risk

Responsibilities/ Job Description

CHIEF RESPONSIBILITIES

- Analyse the credit worthiness of borrowers

- Develop industry specific knowledge and develop/maintain database pertaining to same.

- Formulating credit policies.

- Take lead in new initiatives like Early Warning systems etc.

- Maintaining quality of loan proposal documents

- Develop understanding of various pertinent regulations

- Monitor portfolio of borrowers and closely track concern accounts

- Evaluation and implementation of IT solutions, mainly from the credit data warehouse perspective

COMPETENCIES

- In depth knowledge of credit evaluation

- A very good eye for detail

- Proactive: Ability to understand impact of changing environment on various companies

- Understanding of credit ratings

- Interpersonal skills. Should be able to maintain independence of views while maintaining relationships with business managers

- Team player/manager

- Knowledge of key industries is a must

Qualifications and relevant experience

- A CA/ MBA from a reputed institute

- 2-7 years post qualification experience in credit evaluation in a Bank (Not NBFC)

- Should have handled Large Corporates and/or Mid Corporate credit portfolio with the Credit Risk Department of a Private Sector or MNC Bank.