Business Vertical : Shared Services   Department : Risk - Construction Funding - (Mortgage)  Grade : M4/M5  Line of Business : SS   Proposed Immediate Superior (Designation) : DVP - Risk  Key Objective of the Job :  - Developing, implementing the best practices in the Construction Finance Segment & supervising the checks/controls across the locations.  - Management & supervision of the portfolio to ensure quality & stable book growth.  - Risk appraisal & evaluation of proposals. Subsequent recommendation to appropriate level as per extant delegation.  - Evaluation & approval of tranche disbursements, NOC issuance, etc.  - Mentoring & guiding the team whenever necessary and problem solving especially w.r.t the structuring & policy aspects.  - Evaluate the quality & effectiveness of branch underwriting skills, vendor's functioning, regulatory compliance as well as the compliance of internal policy norms and strive for continual improvement in conformation with Tata Capital Housing Finance Ltd standards of best quality and services excellence.  - Monitoring and periodic review of portfolio in Construction Funding Segment & supervising the overall Risk & Credit checks/controls. Tracking of assets quality reviews and ensuring that all the controls are in place.  - Ensuring the compliances for the purpose of post disbursement monitoring. Monitoring of cost / Cash Flow / Budgets, Escrow monitoring & loan covenants. Comparison and reporting (findings) in line with projections.  Major Deliverables :   - Appraisal of cases at risk/policy level recommended by the biz team from across all the locations. TAT & Quality is paramount.  - Manage overall functioning of portfolio in the assigned area including analysis of project parameters, escrow, monitoring, etc.  - New product development & policy amendments in the assigned area in accordance with the best standards, market practices.  - Portfolio reviews on regular basis in accordance with the standards of Tata Business Excellence Model, preparation of presentations & present the findings  - Checking valuations and title reports of project being mortgaged.   - Monitoring of portfolio triggers at the portfolio level  - Location & site visits whenever required and evaluate the quality and adherence to the policy norms  - IT enableness - Providing inputs on system capability and other processes within a reasonable TAT.   - Conduct trainings to the branches on regular basis  - Any other actionable desired suitable by the company.  Educational Qualification :   - CA/MBA/ICWA/other Post Graduates (Finance)  Desired Experience :  - 5-8 yrs of work experience in the field of Construction Funding - Mortgages.  - The candidate should have prior experience in Construction funding - Mortgages - Credit/Risk.  - Must possess excellent communication as well as writing skills  Other desired attributes :  - Candidate must be able to handle pressure  - Candidate must be flexible in visiting sites and locations.  - Candidate should have good knowledge of MS office (including MS Excel/Power point).  Location : Delhi & Bangalore  Number of Positions : One per location

Delhi NCR

Bangalore

Tata Capital - Construction Funding Risk Role - Mortgage - South & North 

Tata Capital - Construction Funding Risk Role - Mortgage - South & North  ,Job Description for Tata Capital - Construction Funding Risk Role - Mortgage - South & North  in Tata Capital in  Delhi NCR Bangalore for (5-8) years of experience. Apply Now!

Job Description for Tata Capital - Construction Funding Risk Role - Mortgage - South & North  in Tata Capital in  Delhi NCR Bangalore for (5-8) years of experience. Apply Now!