Job Description:
- Relationship Management with SME clients.
- Provide financial assistance to SME customers
- Sourcing new customers through existing customer relationship.
- Products in portfolio include, Cash Credit, WCDL (INR/Foreign currency), External Commercial Borrowing, Project Finance, Buyers Credit, Letter of credit and Bank Guarantee etc.
- Primary appraising the proposal.
- Analysis of Balance Sheets, CIBIL report, Risks and other dedupe processes.
- Facilitating Credit Appraisal with credit team and Risk analysis with Policy & Risk Team.
- Providing solutions to the customer from sourcing to disbursement.
- Performance tracking of the customers in portfolio.
- Customer Relationship Management and Retention Planning.
- Analysis of the past and projected financials of the company.
- Co-ordination with the other team (i.e. risk, compliance, treasury, NPA team etc.) for the sanction of the proposed project finance.
- Coordinating with the client for the execution of the documents for availment of the loan.
- Coordinating with the other team members in the bank for disbursement of the project finance.
- Compliance with the banking norms and post disbursement norms.
- Preparation of MIS reports.
Candidates who are having 1-4 years of work ex should be from tier A Institutes like IIM'S
Interview Date: 19/7/2014
Day: Saturday
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