Risk Policy Analytics Professional - Banking

- Conduct portfolio analytics and deep dives as required by country/regional/group Retail Credit. Develop credit strategies across the customer lifecycle of Origination, Portfolio Mgmt and Collections.

- Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut-off setting, stress testing, sensitivity analyses

- Timely identification of shifts in portfolio risk profile and re-aligning risk-measurement tools/codes for effectiveness and continuously enhances data-driven credit decisions

- Provide analytical support to various Risk Reviews, perform adhoc analytical requests to support policy changes

- Embed Bank's risk management and decisions framework in day-to-day work, ideate / self-initiate necessary analytics to drive portfolio performance (specific for senior roles)

Key Stakeholders :

- Regional Credit Officers/CROs

- Country Credit Head

- Regional/Country Business Segment Heads

- Unit Head

Eligibility criteria :

- Advanced degree (preferably Masters) in a Quantitative Discipline (e.g. Math, Stat, Eco, Engg, Finance, MBA)

- Proficiency in SAS is a MUST with proven experience of working with large, complex data. Proficiency in Microsoft Excel is desired. General familiarity with all Microsoft Office applications.

- Sound knowledge of Financial Services products, in particular Retail Banking, is a MUST

- Sound knowledge of Credit Risk is desired with ability to perform related data analysis

- Good written and verbal communication skills