Regional Credit Manager - Auto Loans

Regional Credit Manager - Auto Loans

Our client is the Indian subsidiary of an auto manufacturing giant. The group has recognized the potential of the Indian automobile market and has identified it as a key market for global growth. The Financial Services in India through its global expertise offers unique products, pricing and service exclusively to their customers.

Job Description :

- Credit manager with credit sanctioning / recommending authority, responsible for credit analysis of Fleet customers as per the Company Policy Guidelines.

- Candidate will be appraising Loan application of fleet Customers from all four Zones (North, West, East and South).

- Regular visits to fleet customers during and after the Credit appraisals.

- Monitoring portfolio of Fleet Customers including analysis of delinquent accounts and recommendations for resolution.

- Responsible for financial and risk analysis; managing the credit approval process, documentation etc.

- Post sanction follow up like handling of Internal Audit, Statutory Audit, RBI Audits and other regulatory requirements

- Support in presentation of various committee meetings etc. to senior management

Requirement :

- Should preferably be a CA Chartered Accountant / MBA with at least 3 to 4 years of work experience in Credit Appraisal role.

- Working in NBFC / Bank with Exposure to Auto Loans for Fleet Customers.

- Candidates with good financial analysis skills

Behavior :

- Passion

- Customer orientation

- Compliance with conscience

- Collaboration