Skills/Specialization/Competency  - Experience in Credit Risk Management of Banks/NBFC Loan Company/Asset Finance Company is must  - At least 1-2 years of hands on experience in dealing with organized/un-organized Micro & Small Enterprise credit analysis/process  - Well-versed with analysis of financials of MSE entities in an environment where information opacity is very high  - Ability to relate/co-relate information, findings during undertaking credit analysis  - Familiar with early warning signals from credit risk perspectives and usage of relevant tools to identify/categorize customers for better & close monitoring based on the warning signals  - Familiar with various credit analysis & risk management tools  Broad role requirement  - Underwriting of Micro & Small Enterprise (MSE) loan, Business Loan and Retail Loan products under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigants etc.  - Assist in formulating & implementing Risk Control & Credit Management processes/strategies  - Manage processing and disbursement of loans for the allocated portfolio  - Act as internal Process Auditor and reviewer for MSE advances   - Manage allocated NPA and Overdue portfolios   - Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc.  - At post approval stage checking of property documents, Legal & Valuation report  - Monthly/periodical monitoring and reporting of the overdue positions, recovery, utilization of limits, AML alerts etc.   - Assist in mapping business requirements & coordinating in developing & implementing processes in line with the preset guidelines, lead and/or assist selected process initiatives  - Monitoring the overall functioning of processes pertaining to allocated portfolio, identifying improvement areas & implementing adequate measures to minimize credit risks  - MIS updating and sharing on daily basis for the entire underwriting team for all products  - Coordination with sales team of various region to resolve discrepancy  - Custodian of documents Interface with RBI, internal auditors and MIS preparation for all loan proposals getting generated   - Make necessary recording and monitor collateral maintenance  Please contact Ms. Krishna Shah at DIRECT LINE +91 2667 264330

Mumbai

Manager - Credit Control - BFSI 

Manager - Credit Control - BFSI  ,Job Description for Manager - Credit Control - BFSI  in Netafim Irrigation India Pvt Ltd in  Mumbai for (3-5) years of experience. Apply Now!

Job Description for Manager - Credit Control - BFSI  in Netafim Irrigation India Pvt Ltd in  Mumbai for (3-5) years of experience. Apply Now!