Liabilities Product & Term Deposits

This position is responsible for planning, developing the business of Liabilities Products & Term Deposits and acting as liquidity manager for Consumer bank.

- The role requires developing a profitable deposit book across resident and NR customers.

- The role also requires developing the right charge structure for liability products and recovering the fees chargeable.

Key Responsibilities:

- Grow Deposit book in accordance with the bank’s strategy

- Create a platform to onboard customers using TD as hook and grow them into other product holdings.

- Competition Benchmarking

- Develop and manage Liability cross sell programs

- Drive higher revenues by leveraging the behavioral tenor of the customer and getting the deposits priced on behavioral rather than contractual tenor

- Manage the MRD book so as to remain within the LMC approved limits at all time.

- Develop a wholistic pricing model which takes into account the overall relationship of a customer.

- Benchmark and design our charge structures in line with market

- Deliver the NFI budgets for the year

Knowledge/Skill/Experience:

- General management Skills

- Operations management

- Negotiation Ability

- Market Knowledge of Term deposits rates

Supriya