Evaluates credit applications for recommendation. The purpose of this position is to facilitate Small Business loan portfolio growth and protect the bank from loss, maintaining acceptable asset quality. Intermediate level officer with advanced experience.  Independently analyzes, or at times may work with more senior Credit Officer, to evaluate the risk of adding a particular transaction to the bank's loan portfolio.   - Identifies additional information requirements needed to properly assess risks of the transaction. Considers alternative credit structures to mitigate risk where appropriate.   - Recommends action to be taken on credit, identifies key risks and information requirements.   - Ensures that credit facilities presented are properly graded. Usually works independently with limited direct supervision.   - Serves as a resource for less experienced Credit Officers.  Senior level Credit Officer with significant experience. Usually underwrites credit transactions and portfolio management up from $1MM to $5MM.   - Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills.   - Demonstrated PC aptitude. Works effectively in a team environment, while assuming individual responsibility.   - Ability to formulate and articulate objective views based on professional analysis. Thorough knowledge of credit philosophy, loan documentation, bankruptcy and related legal issues.  Minimum of bachelor's degree or equivalent experience, graduate degree in business preferred.  - Completion of advanced courses in finance, accounting, and credit either through a bank sponsored training program or college course work.   - Typically 4-9 plus years experience as a credit underwriter or similar position requiring business knowledge and credit judgment.

Bangalore

JP Morgan - Credit Officer - Underwriting 

JP Morgan - Credit Officer - Underwriting  ,Job Description for JP Morgan - Credit Officer - Underwriting  in Citibank in  Bangalore for (4-12) years of experience. Apply Now!

Job Description for JP Morgan - Credit Officer - Underwriting  in Citibank in  Bangalore for (4-12) years of experience. Apply Now!