Home Credit - Assistant Manager/Manager - Financial Planning - Impairment

Objective (Purpose of the Job)

The purpose of this job is to forecast and monthly close the impairment/ loss line in the P/L

Key Responsibilities

- Closely work with Risk team to manage and control the risk/ loss line of the company with a special focus on Non-Performing Assets

- Lead the planning sessions to forecast month on month impairment.

- Work with controllership to close the impairment numbers during the month end closing.

- Prepare MIS with actual vs budget variance

- Publish MIS as per the define timelines for all HQ Risk requirements.

Required Know-how and Skills

1. University degree in Finance/Commerce or MBA or CA

2. Excellent in verbal and written communication with strong presentation skills

3. Knowledge of financial modeling and budgeting and forecasting

4. Banking experience is a must.

KPI's (FAST) :

Key performance indicators

1. Impairment monthly close and reporting

2. Impairment Forecasting

CTQ (critical to quality) :

- Error-free calculation and reporting within timelines for impairment

- Maintain strong rigor to accurately forecast the impairment/ loss line.

- MonthlyTimelines

Desired Experience & Expertise

- 2-6 years of experience in FP&A and financial budgeting

- Prior experience in impairment modeling/ calculation of provision coefficients/ recovery rates

- Strong excel skills.

- Ability to develop financial reports, pro-forma financial statements, special analyses, and informational reports as requested

- Significant experience in operational and process management

- Strong attention to details and accuracy

- Ability to gather and analyze disparate data in order to prepare a meaningful analysis

Nice to have areas :

- Prior experience in collections and ability to draw linkage to the future impairment loss