Head - Credit - Consumer Durable Loan & Personal Loan Sector - Fintech Firm

Company details :

This Fintech deals into Consumer durable loan & Personal loan. Current team size approx 100 people.

Job Responsbilities :

- Enable high quality growth for the CD / PL business to meet our strategic objective.

- Ensure right policies, product and risk metric in place

- Ensure agencies which is legal and valuations in place and regular feedback and audit of the same

- To manage the overall credit process

- Part of the core credit team for the organization - typical Deal sizes would be an average of 5k to 5Lacs per deal - industry agnostic

- To assist the senior management team for credit underwriting.

- Handle analysis/due diligence effort for new deals, deal execution and monitoring,

- Conduct management meetings and form a view whether we should be sanctioning the loans.

- Co-ordinate post IC documentation and disbursement processes with internal legal/finance teams.

- Assess the overall credit risk in the portfolio and provide periodic reporting to senior management.

- We are looking for the candidate who has good experience in Credit operation, Risk management, Sanctioning the loan, taking care of Product policy as well.

- Candidate will responsible for Handling end to end Credit risk management.

Qualification - CA & MBA (Finance)

Experience - 3yrs to 10yrs

Work location - Mumbai

Product knowledge - Unsecured loan, Personal loan & Consumer durable loan.

Poonam Garg
Senior Relationship Manager
Phone - iPhone +91 (7065581777) | Phone - Classic Phone +91 (0120-4512238)