Credit Strategy/Policy Role - SAS

Conduct portfolio analytics and deep dives as required by country/regional/group Retail Credit. Develop credit strategies across the customer life cycle of Origination, Portfolio Management and Collections.

Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut-off setting, stress testing, sensitivity analyses

Timely identification of shifts in portfolio risk profile and re-aligning risk-measurement tools/codes for effectiveness and continuously enhances data-driven credit decisions

Provide analytical support to various Risk Reviews, perform adhoc analytical requests to support policy changes

Embed Bank's risk management and decisioning framework in day-to-day work, ideate / self-initiate necessary analytics to drive portfolio performance (specific for senior roles)

Education:

Advanced degree (preferably Masters) in a Quantitative Discipline (e.g. Math, Stat, Eco, Engg, Finance, MBA)