Credit Officer - CAD Risk - BFSI

Position-Credit Officer-CAD Risk

Location- Gurgaon

Qualification-MBA

Only BFSI Industry Preferred

Responsibilities of the incumbent would be to check and ensure that

- Credit appraisals are adequately approved and conform to internal as well as RBI guidelines

- Relevant documents for various facilities are checked and sent to relationship team.

- Checking of executed documents received from the relationship team.

- Issuing disbursement notice tracking of covenants/deferrals as specified in the appraisals.

- Interaction with credit back office to ensure disbursement process is smooth.

- Check whether statutory / internal exposure limits are not breach.

- Ensure enforceable legal documentation for credit facilities as per legal guidance and standard format/procedures. Involve in security creation including mortgages, pledge, hypothecation etc.

- Suggest changes/modification in existing process to avoid operational risk at early stage.

- Co-ordinate with credit accounting team.

- Ensure various covenant tracking.

- Various MIS related to the post sanction activities.

If interested then please apply or Contact at 0124-4346332