Credit Analyst - Mid Market Corporate - Bank

Client: A leading Bank

Job Title: Credit Analyst - Mid Market corporate

Job Location : Delhi

Purpose of the Job:

Due diligence and appraisal of corporates in the Mid Markets Segment of the Bank, followed by continuous monitoring and preserving asset quality. Also facilitate new business development by scanning opportunities and working with RMs

Job Description :

- Good oral and written communication and presentation skills, negotiation skills with ability to interact with people at various levels of the organization and outside environment, strong analytical and financial modeling skills.

- Good credit knowledge for deal structuring and knowledge of various products including Trade Finance, Cash Management, Treasury and General Banking Product and Operations would be an added advantage.

Key Deliverables

- Due Diligence and credit appraisal - Conduct due diligence and credit appraisal of the customers referred by RM team. Independently present cases to approving committees.

- Ownership of portfolio and relationship with clients- Maintain relationship with clients, to monitor the key financial parameters, proactively pick up and or detect stress signals.

- Product structuring – Adding value to the client by structuring and implementing innovative deals

- Team Work – Working closely with RM/Associate relationship managers to achieve business profitability and growth.

Eligibility:

- CA- Multiple attempt

- or MBA Finance: Fulltime, without gap in career

- Should have completed 1 yr in current organisation (less frequent changes)

- Exp: min 1 yr relevant exp, total 2-6 yrs