Credit Analyst - International Banking

Credit Analyst - International Banking Division of a premium Bank

Job Description:

Analysis of foreign bank:

- To analyze financials of foreign bank as per CAMEL on the basis of the annual report and rating agency’s research reports and prepare appraisal note

- To analyze/ prepare justification of business requirement (trade / treasury transactions) and recommend limit on the bank as per internal framework

- To engage with Risk Management team to get the note cleared by them

- To present to the sanctioning committees

Monitoring of exposure:

- To track news/development on foreign banks on a daily basis.

- To track various MIS/reporting on exposures

- To flag off adverse developments to senior management

Analysis of sovereign risk:

- To analyze macro-economic indicators of countries

- Other points same as applicable for foreign banks

Monitoring of exposure:

- Same as foreign banks

Desired:

Skills: efficient in spreadsheet / ppt, excellent written /verbal communication.

Knowledge: Basics in macro economic indicators, bank’s balance sheet, trade transactions (LC, BG) Treasury transactions (swaps, currency buy/sell)

Attitude: collaboration, stability-seeking, team spirit, multi-tasking, hard working

Experience:

- past experience of bank / sovereign analysis through appraisal note

- experience of presenting notes to committees