Credit Analyst - Corporate Credit - Bank

- Review financial statements and analyze/assess the credit worthiness of various businesses by analyzing financial ratios.

- Monitoring economic and industry developments as well as financial performance of clients to detect potential risk triggers or signs of stress and taking appropriate steps to mitigate risks.

- Managing a Portfolio of more than 10 Accounts.

- Preparing Credit Applications and conducting Credit Rating after conducting credit appraisal of the portfolio assigned.

- Structuring of credit facilities to meet requirements of the client as well as minimize risk to the bank.

- Managing credit monitoring procedures by determining end use utilization of the company and also whether the company has complied with the covenants defined in the credit application.

- Developing know-how about the various state and central government schemes and aligning the same to procure business.

- Support during internal inspections & RBI inspections

- Annual and half yearly review of the financials of the corporate clients