AVP/VP - Transaction Banking RM - Bank

JD:

- Assessment of Business & revenue model of clients through internal risk rating, financial analysis and CMA preparation

- Swot analysis, Risk analysis & Sensitivity analysis of a lending proposal, followed by portfolio monitoring & reviews

- Competition benchmarking using Porter's five forces model, identifying challenges & proposing mitigants for key risks

- Supply chain analysis, projection of cash flows & revenue nos through analysis of income statement & balance sheet

- Credit appraisal, documentation, sensitivity analysis and post disbursal monitoring of the portfolio for corporates

- Work on complex multi million dollar deals in the areas of guarantee issuance, SBLC backed fundings etc

- Enhancement/Renewal/Reduction of credit limits (sanction, documentation, implementation & disbursement)

- Key orchestrator for customer visits and showcasing capabilities to clients in the area of Trade/PCM/TRY services

- Responsible for building secured lending asset book

- Identification of credit-worthy clients in the SME segment using top-down fundamental analysis approach

- Understanding the working capital cycles to evaluate funding and treasury requirements for clients

- Managing a portfolio of cases for WC products like PCFC/PSFC/CC/FCYBD/BC/LC, & TRY (Forex) products