PRIMARY PURPOSE OF THIS POSITION  Responsible to conduct independent Risk based review of Appraisal & Assessment process for various Credit facilities sanctioned to Corporate/SME loans. Detect process gaps at pre-sanction stages. Conduct risk based credit audit of borrower accounts with a specific focus on sanction process, documentation, follow up & monitoring including EWS.  KEY PERFORMANCE AREA (KPAS)   - Conduct independent review of pre-sanction process, involved in sanction of Credit facility in lines with prudent credit practices.  - Participating in all aspects of credit audit activities including credit risk assessment, audit planning, audit testing, control evaluation.  - Review risk rating of borrower   - Ensure that the credit proposal abides to Bank`s extant guidelines, Credit Policy & Regulatory guidelines  - Report drafting with risk based approach, follow up and ensure closure of reports.  - Verify compliance as per the terms of sanction  - Detect Early Warning Signals.  - Evaluating, testing and reporting on the adequacy and effectiveness of management controls  - Monitoring and analyzing key performance indicators to identify trends & deviations from standard industry benchmarks.  - Staying abreast of local regulations and responding to regulator`s inquiry on a timely basis.  - Partnering with legal, compliance, risk management and other control groups.  - Perform and coordinate Credit Risk framework components which includes:   Risk and due-diligence reviews   Credit Risk Reporting and Analysis   Record credit risk incidents and associated process breakdowns   Assisting the credit Risk Owners and Coordinators with the identification of key risk indicators in their business units   Report Key Risk Indicators (KRI) breaches and deriving root cause for significant deviations   - Liaise with the Credit verticals, Risk & business unit representatives.   KEY SKILLS, KNOWLEDGE AND ABILITIES:  - Banking professional with minimum 4-10 years of experience having thorough knowledge and exposure in appraisal/assessment of Wholesale Credit/Corporate/SME credit including trade finance of which minimum 3 years of experience in conducting credit audit for SME/Corporate clients.  - Minimum Bachelor degree, with preference for a post graduate (MBA or CA) with specialization in Credit appraisal. Professional Certifications such as CAIIB/CFA would be an added advantage   - Must have background in corporate banking as well as capital market/treasury spaces  - Should have a good understanding of business strategy, plan, products, processes, performance, risks issues and communication of these to Audit Management via risk-based assessment.

Mumbai

AVP/Senior Manager - Credit Auditor 

AVP/Senior Manager - Credit Auditor  ,Job Description for AVP/Senior Manager - Credit Auditor  in Teamlease Services in  Mumbai for (4-12) years of experience. Apply Now!

Job Description for AVP/Senior Manager - Credit Auditor  in Teamlease Services in  Mumbai for (4-12) years of experience. Apply Now!