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Role: Drive the architecture and implementation of scalable full-stack solutions with a focus on platform security, performance, and reliability. Builds and nurtures high-performing engineering teams while promoting agile methodologies and leading modernization efforts, including cloud migration and DevOps enablement. Partners with product and business leaders to align technical strategies with overarching business objectives. Brings strong hands-on development proficiency across diverse technology stacks and deep expertise in system architecture and design. Responsibilities: - Define and evolve the company's technical architecture, platform strategy, and long term engineering roadmap. - Oversee design and implementation of high-performance full-stack architectures. - Drive innovation through deep technical analysis and integration of emerging technologies and pattern - Collaborate with product & digital team and business stakeholders for requirement gathering, prioritization and delivery planning - Build, mentor, and manage high-performing engineering teams - Own critical technology choices including frameworks, infrastructure, and languages in collaboration with senior architects. - Drive end-to-end software delivery, enforce rigorous code standards, and optimize agile development practices. - Must have prior hands-on hardcore development experience across multiple tech stacks & strong understanding of System Design. - Lead initiatives in platform modernization, cloud migration, and DevOps transformation. - Maintain robust platform security while optimizing for high performance and system reliability Technology Stack: - Frontend: React, Angular, TypeScript - Backend: .NET, Node.js, Python - Databases: Relational Databases (RDBMS), MongoDB, MySQL, Redis - Cloud & DevOps: AWS, Docker, Kubernetes, Jenkins - Tools & Collaboration: GitHub, Jira, Confluence Desired candidate profile: - A strategic technology leader with 12+ years of progressive experience in engineering leadership roles, including scaling high-performing teams in dynamic, high-growth environments. - Proven ability to architect and drive technology strategy that aligns with broader business objectives, balancing speed, scalability, security, and innovation. - Deep expertise in modern software engineering practices, including cloud-native architectures, DevOps and CI/CD pipelines, platform resilience, and secure development lifecycle (SDLC) methodologies. - Demonstrated success in delivering complex, high-impact products to market at scale, with a sharp focus on customer experience, product-market fit, and iteration speed. - Inspiring leadership presence with the ability to influence across cross-functional teams, foster a culture of accountability and growth, and attract and retain top-tier technical talent. - A Bachelor's or Master's degree in Computer Science, Engineering, or a related technical field

Mumbai

NeoGrowth -  Senior Vice President - Engineering (12-16 yrs)

Role: - Be the architect and lead our enterprise-wide data, artificial intelligence, and cloud strategy. This is a pivotal leadership role driving platform modernization, scalable AI/ML deployment, and cloud optimization-while also building a culture where data and AI become everyday tools for innovation, efficiency, and smarter decisions across the business. - You will not only build powerful platforms but also champion AI adoption across teams, making it accessible, usable, and relevant to business goals. This role calls for a leader who can balance deep technical expertise with the ability to inspire, educate, and influence teams across functions to unlock AI's transformative potential. Responsibilities: Strategic Leadership 1. Define and execute enterprise-wide strategies across Data, AI/ML, and Cloud, aligned with long-term business and tech goals. 2. Establish a clear roadmap to democratize AI/ML across the organization by embedding intelligence in key workflows and decision systems. 3. Promote a culture of innovation, experimentation, and data curiosity across business and tech teams. AI Advocacy & Enablement 1. Be the internal evangelist for AI-driving awareness, education, and adoption of AI/ML tools for efficiency, automation, and business impact. 2. Partner with product, credit, operations, and business functions to co-create AI solutions that simplify work and enhance productivity. 3. Translate cutting-edge technologies (e.g., generative AI, LLMs) into practical, secure, and scalable applications for the enterprise. AI/ML Solutioning & Innovation 1. Lead end-to-end development and deployment of AI/ML models across credit, collections, fraud detection, customer insights, and automation use cases. 2. Drive adoption of LLMs, agentic workflows, and generative AI to power next-gen personalization and decisioning engines. 3. Institutionalize MLOps and IaC practices to accelerate model deployment and observability. Data Platform & Governance 1. Modernize the data architecture with scalable, real-time, and cloud-native solutions. 2. Build strong foundations for data governance, quality, privacy, and regulatory compliance (e.g., RBI norms). Cloud Infrastructure & Optimization 1. Architect and optimize a secure, scalable, cost-efficient AWS infrastructure. 2. Implement best-in-class DevOps, observability, and Infrastructure-as-Code practices using tools like Terraform and Kubernetes. Team & Capability Building Build and lead high-performing, cross-functional teams in Data Engineering, ML Engineering, and Cloud Ops. Technology Stack: AI/ML: ML, Python, TensorFlow, PyTorch, MLflow, LangChain, agentic workflows, large language models (LLMs) Databases: RDBMS, Amazon Redshift, MongoDB Cloud (AWS): S3, EKS, ECR, Lambda, CloudWatch, CloudTrail, IAM, SageMaker, Cost Explorer, Trusted Advisor DevOps & Infrastructure: Terraform, Kubernetes, ETL tools Desired Candidate Profile: - A strategic technology leader with 12+ years of progressive data, AI/ML, and cloud engineering roles - Demonstrated success in leading data platform modernization and AI solution delivery within highly regulated financial services environments. - Deep hands-on expertise in Python, ML frameworks (TensorFlow, PyTorch), MLflow, LangChain, and AWS AI/ML services including SageMaker and Bedrock. - Strong understanding of financial data structures, credit scoring models, risk and compliance analytics, and regulatory frameworks such as RBI guidelines. - Holds a Bachelor's or Master's degree in Computer Science, Engineering, Data Science, or a related discipline.

NeoGrowth -  Senior Vice President - Data/Artificial Intelligence &  Cloud (12-16 yrs)

About the Role The coveted role offers unique exposure, empowerment, authority and wealth creation opportunity for a dynamic business leader to join Neogrowths core team, driven to delivering profitable growth in rapidly expanding non metro cities / emerging economic hubs of the country. The position involves building, scaling and leading a robust, large, thriving branch network of 50 to 100 full service branches within your circle / state / region delivering exceptional products & services with unparalleled focus on customer centricity and operational excellence. Candidate Profile: - Masters in Business Management or CA or equivalent, ideally from a Tier 1&2 management institute, with 14-18 years of leadership experience in banks or NBFCs with P&L management capability and leading large teams across multiple locations. - Domain knowledge of secured product lines like LAP, Home Loans, Secured Business Loans, Working Capital Finance etc with deep understanding of local markets, industries and customer segments. - Expertise in building business at scale and speed, with high focus and alignment with audits, regulatory, compliance and governance framework. - Strong background in lending ( both sales and collection ) to retailers, merchants, industries, and MSMEs in both B2B and B2C ecosystem. - Proven track record of delivering business results through direct acquisition sourcing channels like Customer Events, Loan Melas, Exhibitions, MSME conclaves, - Micromarketing activities, local merchant associations, data base calling, roadshows, lead referral model etc. - Candidate should possess strong business intelligence network, competition knowledge, connects with local bodies, legal, fraud detection and prevention units, and supervisory governance infrastructure of the state to understand new business trends and critical triggers. - High on entrepreneurial spirit, integrity and passion to build large scale, profitable and compliant distribution franchise. - Ability and willingness to travel extensively for 15+ days in the state. Key Performance Indicators (KPIs) : - Overachieve circles AOP, P&L, ROA, ROE and deliver quick scale, business metrices and collections performance across the entire network. - Lead a team and a span of control of 6 to 9 Regional Business Heads (RBHs), 50 to 100 Branch Heads and between 200 to 400 Full Time Employees (FTEs) to deliver circles business metrics. - Deliver consistent growth through strong expense control, risk management, operational effectiveness to deliver best in class portfolio quality. - Achieve strong and consistent outcomes related to portfolio yield, tenure, insurance cross-sell, customer foreclosures, Balance Transfer, top up & renewals, Cost of Acquisition (CAC), Sourcing Fees, Opex , marketing budgets ROI, recoveries for the region with innovation, technology and digital framework. - Good Understanding of the competitive landscape backed with exhaustive market research to strategize and execute business plans. - Ensure full regulatory adherence, branch audits, regulatory compliance, and in depth understanding of local municipal limits, property by-laws, jurisdictions, collateral management, litigation and repossession standards. - Identification of branch locations, commercials discussions and closure of lease agreements for network expansion. - Recruit and train Cluster Business Heads, Branch Heads, Customer Acquisition Managers (CAMs) and equipping them with the necessary skills and knowledge to succeed. - Ensure adherence to basic business quality parameters, including Turnaround Time (TAT) - Incorporate checkpoints within the sales process, ensuring quality sourcing.

Jaipur

Chandigarh

Mysore

Nagpur

Chennai

Rajasthan

Karnataka

Punjab

Maharashtra

NeoGrowth - Circle Business Head (14-18 yrs)

Job Profile: - Drive and scale our Business Loans proposition targeted to MSME businesses Key Responsibilities: - 1. Build, drive and implement relevant product offerings/ programs to drive Lending to MSME businesses 2. Manage Product P&L and drive productivity and other key KPIs of the business 3. Responsible for driving product improvements through customer insights and competition benchmarking 4. Define Go-To-Market strategy, pricing and value proposition 5. Own and manage the product and business scaleup by working closely with multiple stakeholders such as Sales, Credit, and Risk teams 6. Monitor and manage key portfolio metrics, including delinquency rates, location mix, channel mix, productivity, etc. Qualification & Experience 1. Post-Graduate (CA/MBA); CA preferred 2. 3+ Years of Work Experience in BFSI; Lending/Product experience preferred

NeoGrowth - Senior Manager - Product (3-8 yrs)

Job Summary: We are seeking an experienced and forward-thinking Generative AI & Innovation Lead to spearhead AI-driven innovation initiatives in the lending industry. This role will be critical in identifying, prototyping, and scaling generative AI solutions to drive efficiency, enhance customer experience, and business processes across the organization to achieve key business goals. You will be responsible for understanding the evolving AI ecosystem, tracking industry trends and competition, crafting a roadmap for AI-driven transformation, and rapidly testing and scaling high-impact use cases. Key Responsibilities: - Strategic Innovation Leadership - Accelerate business innovation by identifying, prototyping, and scaling generative AI and AI-powered solutions across the lending value chain. - Build and own a strategic roadmap for GenAI initiatives aligned with business goals. - Technology and Ecosystem Understanding - Stay abreast of advancements in generative AI technologies (LLMs, multimodal models, agentic frameworks). - Evaluate platforms like AWS Bedrock, Azure OpenAI, Google Vertex AI, and open-source alternatives. - Competitive & Market Analysis - Analyze competitor strategies and benchmark industry best practices for AI adoption in lending and financial services. - Identify market whitespace and unmet customer needs. - Use Case Development & Experimentation - Collaborate with business and tech stakeholders to source, prioritize, and evaluate use cases (e.g., loan origination automation, KYC, credit underwriting, fraud detection). - Design and build rapid prototypes (POCs), validate with KPIs, and scale successful solutions into production. - Agile & Cost-Conscious Execution - Adopt a "fail fast" experimentation mindset with a strong focus on business impact and cost-efficiency. - Promote lean innovation and drive adoption through internal evangelism. - Cross-functional Collaboration - Partner with data science, engineering, product, and compliance teams to ensure scalable, secure, and ethical deployment of AI solutions. - Engage with legal and risk teams to align on model governance and regulatory considerations (e.g., model explainability, fairness). Qualifications: - Bachelor's or master's in computer science, Data Science, Engineering, or related field; MBA is a plus. - 2+ years of experience in AI/ML, with at least 1 year hands-on with Generative AI applications. - Proven experience driving innovation initiatives and AI solution development in financial services or lending. - Understanding of lending lifecycle, underwriting, collections, risk models, and regulatory constraints. - Experience with LLMs (e.g., Claude, GPT, Mistral, LLaMA), embedding models, prompt engineering, and vector databases. - Familiarity with cloud platforms (AWS, Azure, GCP) and orchestration tools (LangChain, Haystack, etc.). - Excellent communication, leadership, and stakeholder management skills. Preferred Skills: - Experience working with synthetic data generation, document AI, conversational AI, or autonomous agents. - Awareness of compliance, privacy, and ethical AI standards in financial services. - Startup or intrapreneurial experience in launching new AI products or platforms.

Generative AI & Innovation Lead (2-6 yrs)

Location: Mumbai Reports To: Head of Treasury Department: Treasury Role Overview: The Treasury Back Office Lead will oversee and manage all treasury operations within the back-office function, ensuring the smooth processing, reconciliation, and reporting of treasury transactions. The role will be responsible for managing day-to-day activities related to liquidity management, borrowing repayments, investments, reporting, reconciliations, cash flows etc., while ensuring compliance with regulatory requirements, internal policies, and best practices. The individual will work closely with treasury front office and finance teams to ensure the efficiency and effectiveness of treasury operations. Key Responsibilities: - Lead and manage the end-to-end treasury operations including borrowing documentations, payment processing, reconciliation, and data management for all treasury-related transactions (FX, money market, debt instruments, etc.). - Oversee the reconciliation process of cash positions, securities, and other treasury-related instruments between systems and with banks. - Support liquidity management by tracking cash positions and ensuring availability of funds for operational needs. - Work closely with the treasury front office to manage daily cash flows, funding requirements, and short-term investments. - Coordinate with banks and financial institutions to ensure optimal utilization of available cash. - Ensure accurate and timely preparation of various treasury-related reports, including cash flow statements, transaction reports and others for internal and external stakeholders. - Maintain and update records for all treasury transactions, ensuring compliance with internal policies and external regulatory standards. - Support the treasury front office in identifying and managing operational risks in relation to treasury activities. - Ensure compliance with regulatory guidelines (RBI, SEBI, etc.), company policies, and accounting standards for treasury functions. - Coordinate internal audits and external audits as needed for treasury operations. - Continuously review and improve treasury back-office processes to increase efficiency and reduce operational risks. - Drive automation initiatives, ensuring that treasury operations leverage technology for enhanced operational control and efficiency. - Lead and supervise a team of treasury operations professionals, ensuring optimal performance and development. - Provide mentorship and training to team members on treasury systems, procedures, and best practices. - Collaborate with the front office (treasury trading desk), finance, risk, and accounting teams to ensure seamless execution of treasury transactions and reporting. - Work with IT and system teams to ensure the smooth functioning of treasury management systems and implement new system upgrades. Qualifications & Skills: 1. Educational Qualifications: - Professional certifications such as CFA, FRM, or CA (Chartered Accountant). 2. Experience: - Minimum 6-7 years of experience in Treasury back/middle office operations, preferably within an NBFC, Bank, or financial services firm. - Experience with treasury management systems (TMS), financial software, and Excel-based reporting is essential. - Strong understanding of financial instruments (money market, FX, derivatives, debt instruments) and their operations. - Proficiency in MS Excel, financial modeling, and reporting. - Knowledge of regulatory environment and frameworks applicable to NBFCs. 3. Soft Skills: - Strong analytical and problem-solving skills. - Detail-oriented with a high degree of accuracy in handling financial data. - Excellent communication and interpersonal skills to effectively liaise with internal and external stakeholders. - Ability to work under pressure and meet tight deadlines. - Leadership and team management abilities

NeoGrowth - Manager/Senior Manager - Treasury (6-14 yrs)

Job Profile: This position offers significant exposure and growth potential for a professional looking to join a core team in establishing a nationwide organization. The role involves setting up and managing the DSA network for NeoGrowth's sales function, including identifying, selecting, appointing, and monitoring DSAs. Key Responsibilities: The ideal candidate will have a Master's in Business Management and 15+ years of experience in an NBFC/Bank, specifically handling sales through the DSA channel for small to mid-size loans targeting retailers, merchants, and small businesses. Responsibilities include appointing and overseeing the DSA network for loan products tailored to merchants and retail establishments. - To grow the retail loan business and achieve the targeted loan book size. - To increase the productivity in terms of value and number of loan disbursals as a team. - To optimize the cost of merchant acquisition per disbursal. - To increase the income from each merchant acquisition. - Identifying, Recruiting and Driving channel partners & DSTs on a continuous basis to ensure continuing sales growth. - Responsible for generating business through DSAs/DSTs. - Should have direct experience in working out & negotiating commercial agreements. - Ensuring basic business quality parameters such as TAT, Lead Management etc maintained by the team - Ensuring basic Sales Process in the team by imparting continuous Product and Process training for the front end team, setting individual Sales Target and Monitoring regular productivity etc - Recruitment and Training of FOS, - Experience in designing incentive plans, motivational programmes and engagement activities. - Sphere-heading various awareness and lead generating activities done by the team (such as Road Shows) in order to increase the inflow of customer enquiry which further resulting into increased business volume - Accountable for the profitability of the channel and productivity of team members - Exposure to fraud prevention and detection - Coordinating with collection department in resolving non starters and delinquency cases. - Incorporating various check-points within the sales process of the team to ensure quality sourcing by the team ensuring acquisition of quality assets. Qualification & Experience - 17-20+ years of experience in a Bank/Insurance company or a NBFC out of which atleast. - 10 years plus of retail loan selling is a must. - Management degree in finance/business from reputed institute will be given preference.

Bangalore

Hyderabad

NeoGrowth -   Vice President - Sales (17-23 yrs)

Required Chartered Accountant (CA) with 7 to 10 years of post-qualification experience, having experience in Goods and Services Tax (GST) and Income Tax, typically undertakes a range of responsibilities that blend technical expertise with tax management. The role requires good understanding of taxation laws, regulatory compliance, and the ability to provide insightful financial guidance. Key Responsibilities: - GST Tax Compliance : - Ensure timely and accurate filing of GST returns (GSTR-1, GSTR-3B, GSTR-6 and GSTR-9/9C). - Reconciliation of Revenue & Liability GL with Financial Statements for correctness and completeness. - Reconciliation of GSTR-2A/2B/IMS with ITC/Purchase register. - Reconciliation of All GST related GLs with Financial statement. - Determination of correct GST liability. - Preparation of details and liaising with consultant for litigation support. - Preparation of details and liaising with consultant for Annual returns. - Handling GST related queries raised by stakeholders. - GST related automation support. - To ensure optimum utilization and matching of ITC credit. - Liaising with stakeholders to resolve unmatched ITC credit lying in GSTR-2B and ITC register. - Research on new or existing transactions for tax position. - Identifying and implementing a compliance required by regulators. - Ensure other GST related compliance as required from time to time. - Income-tax Compliance : - Ensure timely and accurate filing of returns as per IT law such as (Statement of Financial Transaction (SFT), Statement of Indirect Transfer, ITR, Tax Audit Repot (3CA-3CD), 3CEB (TP Report), Quarterly TDS statement (26Q & 27Q). - Reconciliation of Expense & BS GL with TDS liability GL for correctness and completeness of TDS liability. - Preparation of details and liaising with consultant for litigation support. - Preparation of details and liaising with consultant for Tax Audit, ITR and Transfer Pricing. - Preparation of quarterly advance tax working. - Ensure monthly tax computation. - Handling I-tax related queries raised by stakeholders. - Income-tax related automation support. - Research on new or existing transactions for tax position. - Identifying and implementing a compliance required by regulators. - Preparation of details to be shared with consultant for issuance of form 15CA-CB. - Ensure other Income-tax related compliance as required from time to time. Other : - Maintenance of tax issue tracker - Providing data and support for statutory and internal audit. - Preparation of tax dashboard for management. Qualifications and Skills: - Educational Background: Chartered Accountant with 7-10 years of experience. - Technical Skills: Proficiency in accounting software and Microsoft Office Suite, especially Excel. Good knowledge of GST and Income Tax regulations. - Soft Skills: Exceptional analytical and problem-solving abilities. Strong communication and interpersonal skills to effectively interact with clients and team members. High attention to detail and accuracy. This role offers an opportunity to leverage specialized taxation expertise while contributing to the financial success and compliance of diverse clients.

NeoGrowth - Senior Manager/AVP - Finance & Accounts/Taxation - CA (7-13 yrs)

Key Responsibilities: - - Lead, recruit, and foster the development of an exceptional team of software engineers. - Spearhead the delivery of a highly scalable cloud-native service, collaborating closely with engineers and cross-functional teams. - Collaborate with product management, customers, and stakeholders to delineate requirements, scope projects, and deliver products in agile, iterative cycles. - Mentor the team on innovation, modern design, and service engineering principles. - Provide support for customers and operations within a DevOps model. - Lead by example, embodying a growth mindset, inclusiveness, teamwork, and a commitment to customer satisfaction. Qualification & Experience Required: - Hold a BE/B.Tech/BS or MS degree in Computer Science or a related field. - 12+ years of industry experience in developing and shipping software using .NET/C#, Angular, React, Python and front-end frameworks. - Possess experience working with micro-services, APIs, relational and non-relational database. - Knowledge and experience adhering to software development life cycle best practices including test driven development (TDD), unit testing discipline, agile development and CI/CD strategies. - Have at least 5 years of experience in people management. - Exhibit strong technical and problem-solving skills. - Demonstrate a customer-centric approach and a passion for delivering high-quality products. - Possess excellent planning, execution, and communication skills.

NeoGrowth - Deputy Vice President/Vice President - Engineering (10-20 yrs)

Manager/Senior Manager - Finance & Accounts Job Profile: - Required Chartered Accountant (CA) with 4 to 7 years of post-qualification experience, having experience in Goods and Services Tax (GST) and Income Tax, typically undertakes a range of responsibilities that blend technical expertise with tax management. - The role requires good understanding of taxation laws, regulatory compliance, and the ability to provide insightful financial guidance. Key Responsibilities: GST Tax Compliance : - Ensure timely and accurate filing of GST returns (GSTR-1, GSTR-3B, GSTR-6 and GSTR-9/9C). - Reconciliation of Revenue & Liability GL with Financial Statements for correctness and completeness. - Preparation of details and liaising with consultant for litigation support. - Preparation of details and liaising with consultant for Annual returns. - Handling GST related queries raised by stakeholders. - GST related automation support. - Research on new or existing transactions for tax position. - Identifying and implementing a compliance required by regulators Income-tax Compliance : - Ensure timely and accurate filing of returns as per IT law (Statement of Financial Transaction (SFT), Statement of Indirect Transfer, ITR, Tax Audit Repot (3CA-3CD), 3CEB (TP Report, Quarterly TDS statement (26Q & 27Q). - Reconciliation of Expense & BS GL with TDS liability GL for correctness and completeness. - Preparation of details and liaising with consultant for litigation support. - Preparation of details and liaising with consultant for Tax Audit, ITR and Transfer Pricing. - Handling I-tax related queries raised by stakeholders. - Income-tax related automation support. - Research on new or existing transactions for tax position. - Identifying and implementing a compliance required by regulators - Preparation of details to be shared with consultant for issuance of form 15CA-CB. Other : - Maintenance of tax issue tracker - Preparation of tax dashboard for management Qualifications and Skills: Educational Background: - Chartered Accountant with 4-7 years of experience. Technical Skills: - Proficiency in accounting software and Microsoft Office Suite, especially Excel. - Good knowledge of GST and Income Tax regulations. Soft Skills: - Exceptional analytical and problem-solving abilities. - Strong communication and interpersonal skills to effectively interact with clients and team members. - High attention to detail and accuracy. This role offers an opportunity to leverage specialized taxation expertise while contributing to the financial success and compliance of diverse clients

NeoGrowth - Manager/Senior Manager - Finance & Accounts - CA (4-7 yrs)

Apply to 10 NeoGrowth Credit jobs on iimjobs.com, India's No.1 Management job portal. Explore Management job in NeoGrowth Credit Now! Company Page, IIM MBA Jobs, Ecommerce, Retail, Business, Development, Manager, Technology, Healthcare, Telecom, Insurance, FMCG, Media, BFSI, Director, VP/AVP, CEO/CFO, AGM/DGM

Apply to 10 NeoGrowth Credit jobs on iimjobs.com, India's No.1 Management job portal. Explore Management job in NeoGrowth Credit Now! Comapny page, IIM MBA Jobs, Ecommerce, Retail, Business, Development, Manager, Technology, Healthcare, Telecom, Insurance, FMCG, Media, BFSI, Director, VP/AVP, CEO/CFO, AGM/DGM

NeoGrowth Credit Careers, 10 NeoGrowth Credit Jobs, July 2025  Company Page - iimjobs.com