Zonal Manager - Credit Manager/Underwriter - eCommerce B2B Platform

Company - E commerce B2B platform

Location- Delhi

Designation- ZSM - Underwriter/ Credit Manager

Looking people only from Strat ups, those who provides Unsecured loans

Job Responsibility -

1. Managing the team for prompt and quality credit processing across all the states in the particular Zone. 9+ years of work experience in a fast paced startup in the Fintech Domain or in a fast growing NBFC.

2. Recommending cases to the higher level and/or approving as per the delegation matrix.

3. Participating in RM Memo Approval process.

4. To ensure adherence to credit policy and defined processes.

5. TAT management, Customer visit quality and TAT.

6. Fraud Risk Management.

7. Portfolio Quality and Monitoring of non-starters, cheque bouncing trends.

8. Resolution of overdue accounts by coordinating with a sales team.

9. Monitoring PDD MIS, Follow-up for pending PDDs, PDD pendency to be kept within acceptable limits.