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Zonal Head/National Head - Operations - Unsecured Loans - NBFC (10-20 yrs)

Mumbai Job Code: 866619

Key Skills:

- Should possess excellent knowledge about operational aspects of lending business including day to day operations

- Should have good understanding of regulatory and compliance guidelines Lending business of an NBFC

- Excellent written and oral communication

- Analytical and Ability to work under pressure

- Should have experience in developing Team

- Account Management - Limit Management, Collateral Management and Disbursement, Receivable Accounting

- Document Management - Legal Transaction related Documents Management.

- MIS - Internal and External Customers.

- Process Management - Implement & Review Process.

- System Management

- Transaction System

- Reporting Application

- Liasioning with IT team & Vendor for new systems

- Compliance - Handling Internal, Statutory, Process & System Audits & RBI Inspections of CFD Division

- Vendor Management - Liasioning with Vendors related to operation process

Basic Requirements

- To monitor and handle day to day Operational activities of NBFC through team

- Outlining operations policies and procedures for smooth functioning of team

- Continuously keeping abreast with latest guidelines with regards to business activities and incorporating the same in the system by continuously improving policy

- Ensure proper checks are followed to have quality documentation without lapses

- Handle internal and external audits with Credit. If any gaps are found, ensure those are properly closed by improving policy or additional guidelines to policy

- Recruit, train and manage team and ensuring service delivery within defined TAT levels at all stages of operations loan handling

- To find and recruit and maintain all external agencies like agency for agreement, application form printing, agency for storage of files and/or cheques etc.

- Continuous cost reduction by suggesting and implementing new ideas.

Candidates must be from NBFC/Banks preferably having exposure in Unsecured/Secured Lending business.

Women-friendly workplace:

Maternity and Paternity Benefits

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