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Zonal Credit Manager - NBFC - CA (10-15 yrs)
Industry - Banking / Financial Services / Broking
Category - Finance
Job Type - Permanent
Job Description :
- Strategic role to work with the Mortgage business
- Leadership role with a market leading NBFC
Client Details
Our client is one of the well-established NBFCs backed by a reputed conglomerate. The NBFC has mortgage product offerings across loans, Mortgages, Loans Against Property, Loans Against Shares, Micro-finance and Agri-loans. They are looking for a Zonal Credit Manager with strong team handling experience for their operations based in Bangalore.
Description
Reporting to the National Credit Manager, you will be responsible for :
- Co-partner with business team to achieve projected business targets.
- Lead a team of credit approvers to ensure building quality portfolio and manage delinquencies.
- Manage end to end credit approval and disbursement process at HUB region within given Turnaround time (TAT).
- Co-ordinate with the recoveries team and generate business insights.
- Responsible for fraud management, Retail Legal and Technical to mitigate risk activities.
- Develop, review and institutionalize credit appraisal process and policies
- Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team members across levels.
- Work closely with recoveries and analytics team to generate business insights.
- Monitors and control the performance of loan portfolio especially high ticket loans.
- Manage credit appraisal and allied costs within allocated budget for Zone.
- Submits monthly credit statistics and reports to National Head - Credit.
Profile :
- Looking for a strong, qualified CA with 15 plus years work experience in the mortgage industry/ NBFC/ HFC /Indian bank on the lending side of business.
- The candidate needs to have strong underwriting experience in the said industries and has been handling team for past 10 plus years.
Job Offer
Great opportunity to work with one of the largest organization in the mortgage industry which is in a growing phase.
The opportunity offers an excellent work environment and path for the overall career progress.
Page Group India is acting as an Employment Agency in relation to this vacancy.
Contact - Anshul Bhardwaj - +91 (0) 124 452 5426
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