Zonal Credit Manager - Business Loan Group - Bank

Urgent opening for Zonal Credit Manager - Business Loan Group

Location : Delhi NCR

Roles & Responsibilities :

- Appraising proposals for Business Loan group, conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies

- Supervising, controlling delinquency and credit loss

- Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of MIS reports

- Fulfilling the credit training needs of entire business team on a continued & timely basis

Team Management

- Leading, mentoring & monitoring the performance of the team members to ensure efficiency in process and operations.

- Creating and sustaining a dynamic environment that fosters development opportunities and motivates high performance among team members.

- Nurturing, managing & imparting training to the team is also one of the core activities.

Functional Requirements:

- In-depth knowledge of Financial & Credit Risk analysis

- Risk (credit / investment, operational, others) identification and mitigation skills

- Knowledge and experience of having dealt in Banking products and procedures, Documentation

Skills required:

- Ability to understand economic / industry cycles

- Analysis of annual reports and cash flow statements

- Excellent communication skills - verbal, and written (including report writing)