Senior Associate Consultant at Exponent Consulting
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Zonal Credit Manager - Business Loan - BFSI - CA (8-10 yrs)
JOB TITLE : Zonal Credit Manager- Business Loan - Delhi
REPORTS TO : National Credit Manager
JOB ROLE :
- Responsible to maintain highest level of credit under writing standards, compliance to laid down guidelines and portfolio quality norms. Also, framing of policy guidelines and achieve productivity benchmark.
KEY RESPONSIBILITIES :
- Optimal utilization of Credit and Operation resources to achieve productivity norms
- Close monitoring of underwriting practices and due diligence to ensure adherence to laid down policy guidelines
- Credit Underwriting with highest quality standards
- Timely and adequate hiring of credit strength to maintain quality standards & TAT
- Managing PDD, OTC & Delinquency in line with set targets
- Vendor management - including ongoing due diligence to maintain highest standards of quality
- Strengthen the post disbursal due diligence in terms of hind sighting and timely addressing the audit observations.
- Close interaction with collections to strengthen the collection and recovery mechanism including pre-delinquency management
- System and Process refinements to enhance productivity in terms of TAT, optimal resource utilization, smooth movement of transaction E2E
- Setting up new locations
- Policy & Product refinements/ enhancements
- Ongoing trainings for sales, credit, operations, collections and channel partners
KNOWLEDGE/QUALIFICATION/SKILLS/EXPERIENCE :
- Minimum 8 to 10 years of relevant experience with leading players.
- Chartered Accountant.
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