AVP-Policy & Risk will manage a team responsible for credit underwriting. Some of the key elements that we intend the AVP-Credit to imbibe are as follows: 1) Responsible for designing and building the risk and underwriting infrastructure. 2) Creation of the risk and underwriting policies, infrastructure, development and deployment of underwriting model, risk decision strategies and fraud detection. 3) Work closely with Sr. Management team and lending partners in managing Risk/Return of the portfolio, defaults & collections 4) Improving efficiency- Retail lending is largely a business of getting the processes right. Thus, AVP-Credit should aim at improving processes and systems such that we are able to scale the business in an efficient manner. 5) Vigilant on Portfolio Quality, ensure team training and updation of SOP, take care of portfolio health by regular Audit. 6) Responsible for Asset Management, Co-ordination with Co-lender & also Co-ordination with Technology team. 7) Represent the company to the outside world, including lending partners, board of directors & other strategic alliances. 8) Appetite to take calculated risks- at ZipLoan, we are aiming to address a segment that Financial Institutions have historically shied away from. Thus, the person should be willing to identify opportunities and assess the risk before attempting such a segment Job Specifications: - Experience of 5-8 years. - Experience in validating and implementing risk models and strategies - Enable high quality growth for the retail loan business to meet our strategic objective of AUM in the next 3 - 4 years. - Passion for using data and algorithm to be vigilant on portfolio risk. - Deliver a profitable Small Business Loan book with immaculate portfolio quality by growing all the revenue pools and business segments - The role of the AVP - Policy & Risk requires a deep understanding and hands on experience of unsecured business loans to businesses & Self-Employed professionals as well as industry knowledge & market intelligence. Nice-to-have: - Knowledge of Data Science & Machine Learning - Excellent written & Verbal communication skills - Ability to influence and drive stake-holders

Delhi NCR

ZipLoan - AVP - Policy & Risk - Credit Department 

ZipLoan - AVP - Policy & Risk - Credit Department  ,Job Description for ZipLoan - AVP - Policy & Risk - Credit Department  in ZipLoan in  Delhi NCR for (5-10) years of experience. Apply Now!

Job Description for ZipLoan - AVP - Policy & Risk - Credit Department  in ZipLoan in  Delhi NCR for (5-10) years of experience. Apply Now!