Yojak - Vice President - Business Finance - Credit Vertical

Yojak is a B2B online marketplace in building materials, simplifying the supply chain through integrated Information, Logistic and Capital flow in the chain. The mission is to empower retailers/wholesalers/importers in the industry helping them purchase through a transparent online channel in a convenient & hassle-free manner directly from the manufacturers, hence simplifying the goods flow process with more variety & better price points. Working with 30+Countries & 50+Ports having 300+Customers, choice of 30000+Designs.

Yojak is building a India's first global supply chain. Our aim is to transform the way global trade is being done. The credit vertical is one of the most important and impactful for our business and we are looking for someone who is as excited as us to build this from scratch.

Responsibilities:

- Creating process notes for the credit underwriting. Build the entire credit function for Yojak. From sourcing(from different ventures) to underwriting credit for different clients for an orderbook more than 100+ Cr in value.

- Establishing a robust Credit Analytic Framework and formulating a credit risk process for the lending segment.

- Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms.

- Analyzing the market trends / practices and benchmarking of policies with the market.

- Develop credit risk strategies that will drive growth, profitability and competitive success for Yojak in the face of shifting consumer and regulatory demands

- Build export invoice factoring

- Manage and develop multiple business functional areas with focus on implementing and delivering long-term strategies, policies, and process advancements for cross-functional stakeholders, and internal and external partners associated with the area of Business Execution or who are affected by its outcomes

- Identify Business Execution opportunities and strategies for process improvement and risk control development over the long-term in order to ensure operational excellence and process efficiency

- Play a critical role in driving decision making via analytics for all finance initiatives including but not limited to Credit underwriting, Collections, Fraud prevention, Payments Growth etc.

What we offer:

- Competitive Compensation (depends on skill set and work experience) and ESOPs

- High pace learnings where you would drive the company's growth strategy while working closely with the founders

- You will work with accomplished mentors and colleagues, in a meritocracy-driven work environment.

If you think you have an enterprising nature, the gist that can help you sail with us, and are excited about working in a fast-paced environment with less direction, you are definitely the person. Reach out to us, and we will connect and have a chat in detail before on-boarding the ship for this enthralling journey together