Yes Bank - Manager/Sr Manager - CIB Risk

Manager/Sr Manager - CIB Risk

Chief Responsibilities :

- Assist in analysing the credit worthiness of borrowers

- Develop industry specific knowledge and develop/maintain database pertaining to same.

- Formulating credit policies.

- Take lead in new initiatives like Early Warning systems etc.

- Maintaining quality of loan proposal documents

- Develop understanding of various pertinent regulations

- Monitor portfolio of borrowers and closely track concern accounts

- Evaluation and implementation of IT solutions, mainly from the credit data warehouse perspective

Competencies :

- In depth knowledge of credit evaluation

- A very good eye for detail

Proactive:

- Ability to understand impact of changing environment on various companies

- Understanding of credit ratings

- Interpersonal skills. Should be able to maintain independence of views while maintaining relationships with business managers

- Team player/manager

- Knowledge of key industries is a must