Yes Bank - Area Operations Manager - Rural Retail Banking Operations

Core Responsibilities :

- Domain expertise in Managing operations spanning across Agricultural lending products, viz., KCC, Tractor, Farm-based, Warehouse, Crop, Insurance (both life and non-life), Savings and other small/rural deposits accounts

- Well conversant with IT applications and usage there-of, including in the field of origination, underwriting and operations, etc.

- Measure and adhere to the TATs for various activities as per SLA entered into with Business

- Ensuring compliance with statutory/ regulatory requirements laid under different acts governing banking regulations

- Discrepancy resolution and Physical loan file tracking and Management

- Loan disbursement Booking in FinnOne/SysArc

- Disbursement Related activities like, NDC with complete KYC norms, System Data Entry -Finnone, Cheque Printing, Dispatch Process, Data Maintenance, Document Retention Process

People Management or Self-Management Responsibilities :

- Ensure adherence to YES Bank's culture with focus on Integrity, Discipline, Teamwork

- Support roll out of new initiatives/ system enhancements in line with new product roll outs/scaling efficiency & productivity

- Thinking on lines of automation for manual process flows, building controls round the processes

- Conducting trainings within the departments for BCP planning, Meetings business /risk to understand their intricacies

- Create BCP at unit heads level, understand other departments within RB & it's working in a way that it can be managed by that person in event of BCP

- Coordinating with Business/Technology/Branches related partners resolving any issues, smooth working of the department

- Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year.

- Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training.

- Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively.

- Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks

Risk and Internal Control Responsibilities - Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by the departmental manager.

- Executes the established internal control systems and compiles relevant information for departmental audits, as necessary

SECTION IV: KEY INTERACTIONS

Key Internal Interactions Purpose of Interaction

Business - Account opening form

- Post sanction documents

- Post disbursement documents tracking

Credit - Pre-sanction documents