Key responsibilities

- Assist in Preparation of Risk Management policies for Credit, Market and Operational risks and policies for Asset Liability Management (ALM), Investment, Internal Capital Adequacy Assessment Process (ICAAP) and such other policies having bearing on the risks faced by PSU (e.g. Security and Collateral Management Policy etc.) and carrying out periodic review / modifications to these risk management policies /frameworks to suit the changing environment and business needs.

- Assist lead in assessment of associated risk and suggesting policy, framework for development of new products carrying significant credit risk.

- Recommend risk mitigation Strategy and Implement process to ensure organization is prepared to deal with potential risk.

- Assist in preparation and review of risk capital charge calculation methodology and impact on Bank's capital.

- Assist in preparation of profiles of risks across the organization and review adherence to the risk limits specified by the Board of PSU.

- Assist in preparation of memorandum for the annual budget, business plan and the long term development plan of PSU.

- Preparation, implementation and modification of Credit and Operational risk measurement/assessment, methodologies, models, tools and frameworks.

- Assist the lead in minimizing the risks at borrower level and portfolio level, approving the lendable rating grades and setting up the exposure limit structure in line with Bank's risk appetite and monitor compliance.

- Identification, analysis and addressing various risks such as business risk, credit risk, market risk, financial risk, operational risk, etc.

- Preparation and implementation of comprehensive risk management framework for PSU including structure, tools, policy documents, etc.

- Assisting in the development and monitoring of key risk indicators (KRIs) that are mapped to various risks to determine elevations in risk and proactively implement risk mitigation measures.

- Coordinating the collection of risk information from source systems, departments, and reporting thereof.

- Analysing the data and applying to various key risk areas to update the risk profile.

- Assist in conducting internal conformance reviews to defined SOPs and processes

- Assist lead in ensuring compliance with external regulations, as applicable

- Keeping abreast of notices issued by apex body and GoI and subsequently preparing a plan of action.

- Any other assignment as decided by the CFO/CEO of PSU.

Requisite skills - Sound knowledge of market, industry, policy and legal/regulatory issues related to microfinance, MSE financing, Bulk support to financial institutions and other related products.

- Sound knowledge of Corporate governance, enterprise risk management, information & security risk, market & credit risk, regulatory risk, operational & technology risk, business continuity management, risks identification, assessment, management frameworks, etc.

- Excellent analytical skill for taking right decisions as well as good time management and organisational skills.

- Strong skills in spreadsheets and in analysing large volumes of data along with sound experience in report writing, project proposal preparation and analysis.

- Excellent written and oral communication skills in both English and Hindi, and ability to communicate in both languages and good negotiation skills

You can reach me at 011 - 66065242, should you have any query.

Smily Jindal

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