We have been retained by our client, a well-established, professionally managed NBFC (Non-Banking Finance Company), with international affiliations to identify a Vice President -National Credit (Personal Loan/ Business Loan) to be based in Mumbai. Job Purpose: - To control credit policies that will improve revenues and reduce financial risks. - To manage the credit department and make decisions concerning credit limits, acceptable levels of risk and terms of payment to the customers. Key Responsibilities: - Appraising proposals, conducting risk analysis &amp; scrutinizing relevant documents before sanctioning / disbursing loans, ensuring compliance with organizational credit policies. - Setting up system and process environment. - Analyze the customer segments &amp; derive a suitable strategy. - Oversee the entire lending process, including the initial application and review, underwriting and the disbursal or denial of the request. - Implement credit policies and processes to uniformly across state to ensure minimum error rates while minimising the various risks &amp; hence the eventual losses. - Continuous tracking of loan portfolio, look for any negative trends. - To co-ordinate with sales team for resolution of credit risk concerns. - Make recommendations and decisions with strong factual support and a balanced view. - Contribute to the development of risk strategies for sustainable business growth and healthy portfolios. - Generating MIS reports to update management about business performance and discussion on Effective Measures as and when needed. - Analysis of Bank Statements and other relevant documents for income assessment. - Meet customers and do business and income earning capacity as per the Credit Manual &amp; Guidance Notes. Desired Skills/Competencies: - Strong analytical and mathematical skills - Ability to understand and analyze the financial standing of the customer while preparing the credit requirements. - Sound Decision making on loan proposals based on available information, Customer documentations and financials, various credit checks, market feedback and Interaction with customer. - Thorough understanding of credit function. - Strong writing, Excel and presentation skills. - Highly reliable, flexible and self-reliant personality with good intercultural skills. - Team Player. - Excellent reporting skills. Candidate Profile: Candidates should be Chartered Accountants or MBAs with more than 15 years of relevant experience in a bank/NBFC.

Mumbai

Vice President - National Credit - Personal Loan/Business Loan - NBFC 

Vice President - National Credit - Personal Loan/Business Loan - NBFC  ,Job Description for Vice President - National Credit - Personal Loan/Business Loan - NBFC  in Corporate Search & Placements Pvt. Ltd. in  Mumbai for (15-20) years of experience. Apply Now!

Job Description for Vice President - National Credit - Personal Loan/Business Loan - NBFC  in Corporate Search & Placements Pvt. Ltd. in  Mumbai for (15-20) years of experience. Apply Now!