Vice President - IFI/Financial Institutions Group Credit Risk - Bank

Experience/Qualifications: We would prefer candidates as per following criteria -

- Experience in IFI/Financial Institutions Group (FIG) Credit Risk with Banks (preferable) or Rating agencies.

- Should have handled a portfolio of at least one of the following sectors: NBFCs, Stock Brokers, MFIs.

- Please avoid candidates with majority of experience handling predominantly Corporate clients.

- CA - 1st attempt or MBA from reputed institute

- 7-9 years of relevant overall work-experience in FI Credit Risk Analysis of borrowers/credit proposals as under:

- Financial Institutions, NBFCs, Stock Brokers & Banks

- Mix of long term & short term funding, non-fund based trade & treasury facilities

- Product knowledge of Credit, Trade & Treasury facilities is preferable.

- Ticket Size - Rs.10 - 1,000 crores

Responsibilities:

The primary purpose of the role is credit underwriting and risk management for accounts in his portfolio:

- Evaluate /recommend / approve individual credit proposals as per the delegation of authority.

- Continuous review and monitoring of accounts underwritten / portfolio reviews for risk management.

- Monitor compliance of regulatory guidelines/internal credit policy from time to time.

- Handle Credit audit queries and other portfolio related MIS

- Recommend changes to policy / process based on local nuances.

- Establish and monitor TATs.

- Implement system integration plans.

- Assist the Risk Management Group in research and analysis on industries/clients/markets.

- Monitor & expedite resolution of overdues, exceptions & other credit issues.

- In depth knowledge of local market

- Detailed knowledge of pertinent sectoral regulations & sound sectoral domain knowledge.

Proactive: Drive for making things happen

- Innovation and creativity

- Open to change and eagerness to grow

- Teamwork, co-operation and sharing