The role holder will support the Regional Credit Officer in providing credit risk oversight and execution support to designated countries in ASP for all WPB and RBB lending products to achieve sustainable growth and profitability - Perform Risk activities to ensure countries in the region are aligned to Group requirements and standards, Regional Guidelines, Group Strategy, WPB Risk Appetite and agreed Regional and Country portfolio exposures. - Ongoing monitoring of credit performance trends and identify risks and opportunities. - Proactive identification of risks and provide mitigating solutions in line with the overall business strategies, risk appetite and in line with the return benchmarks. - Provide execution support to Regional Credit Officer in managing credit risks for existing and new customers across the full credit life cycle. - Be the change agent for adopting latest risk tools and data (including digital and alternate data) reflecting the changing business and consumer behaviour. Responsibilities - - Support RCO to manage credit risk for Credit Cards and unsecured lending across the acquisition strategy, portfolio management and collection strategy cycles. - Support RCO to manage Secured lending based on demonstrated credit risks and underlying inherent risk yet to reflect in the foreclosure / delinquencies. - Develop and monitor the risk tools (scorecards, segmentation, etc) and set risk strategies and cut-offs with support of the Risk analytics. - Identify early warning signals and risks/opportunities in the portfolio, implementing policy/ process changes and effectively controlling risks

Bangalore

Vice President - Credit Risk - BFS 

Vice President - Credit Risk - BFS  ,Job Description for Vice President - Credit Risk - BFS  in Winfort Services in  Bangalore for (13-18) years of experience. Apply Now!

Job Description for Vice President - Credit Risk - BFS  in Winfort Services in  Bangalore for (13-18) years of experience. Apply Now!