Vice President - Credit Risk - Bank

Head - Credit

Roles & Responsibilities:

This role will focus on designing and building the risk and underwriting framework for the most innovative lending platform in India.

The candidate will be responsible for :

- Setting the vision and strategy for the credit and risk function working in collaboration with the senior leadership team

- Creation of the risk and underwriting policies, infrastructure, development and implementation of underwriting models, risk decision strategies and fraud detection

- Analyzing and reporting risk information to senior management and the Board

- Analyzing and interpreting the impact of credit and risk strategies while working under broader corporate goals

- Management of full-life-cycle and straddle credit-and non-credit functions (initially)
 
Candidate Requirement :

- Rich experience in managing and driving Credit and Risk function encompassing predominantly Retail Credit and Risk with Banks, NBFC's or Fin Tech Companies

- Deep knowledge of scorecards, credit policies and risk management in both unsecured

- Experience in validating and implementing risk models and strategies

- Exposure to analytics would be an added advantage