Chat

iimjobs

jobseeker Logo
Now Apply on the Go!
Download iimjobs Jobseeker App and get a seamless experience for your job-hunting
09/08 HR
HR at HIVELOOP TECHNOLOGY PRIVATE LIMITED

Views:515 Applications:96 Rec. Actions:Recruiter Actions:1

Udaan - Underwriter (1-3 yrs)

Bangalore Job Code: 1137937

About udaan:

udaan is a B2B ecommerce platform that brings traders, wholesalers, distributors, retailers, and manufacturers in India on to a single platform. Our goal is to make 'doing business' easy in India & make B2B commerce convenient and efficient.

udaan Capital is the NBFC arm of Udaan & offers credit services to buyers and sellers on and off udaan's B2B ecommerce platform to grow their business further. This space is largely untapped with less than 10% of MSMEs having access to working capital loans from financial institutions. In this way, udaan is uniquely positioned to formalize &scale trade credit.

Learn more about us: https://udaan.com/

Role description:

Function: Credit Sub Function: Seller Side Location: Bangalore Reports to: Head Underwriting Travel Frequency: Minimal

Job Responsibilities

- Deciding trade credit for buyers (lending amount & period)

- Responsible completion of timely credit appraisals

- Adhering to strict TAT for underwriting files

- Maintaining quality of underwriting as per SOP

- Recommending deviation cases to the higher level or approving authority as per delegation matrix

- Vendor Management

KRAs of the role

- Delinquency Management - Maintain lower NPAs

- TAT Management - Strict TAT to be maintained for underwriting files

- Managing Quality of Processing - to maintain quality of underwriting adhering to SOP

- Vendor Management - coordinate with vendors for getting various verification done for customers

Functional Competencies

1. Problem Solving: Resolution of overdue accounts by coordinating with a sales team. Coordination with Operations team for due/ overdue PDD process

2. Stakeholder Management: Meet Customers to understand them better for better credit appraisal

3. Cross-functional integration: Coordinate with sales and operations team for efficient functioning of the entire process

Candidate Profile

- Qualification: CA/MBA Finance/B. Com

- Must have a minimum 1 - 3 years of work experience in SME underwriting for products like Invoice Finance, Business Loans; prior experience in Fintech/NBFCs preferred

- Thorough understanding of SME Financing and Credit processes

- Good at market intelligence, should be able to provide inputs & feedback for policy and process improvement

- Eye for detail/Diligent Personality

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

Add a note
  • Apply
  • Assess Yourself
  • Save
  • Insights
  • Follow-up
Something suspicious? Report this job posting.