Recruiter at Proficient Insight Consulting LLP
Views:191 Applications:22 Rec. Actions:Recruiter Actions:8
Territory Portfolio Manager - Credit - Home Loan/Loan Against Property (5-15 yrs)
Territory Portfolio Manager - Credit - Home Loan/LAP (5-14 yrs)
Product - HL/LAP
Industry - NBFC
- Responsible for the credit policies and its compliance with the applicable regulations and laws, credit risk, product and program management
- Credit Appraisal of Loan applications within defined guidelines and accordingly take decision under delegation of authority or recommend for approval to higher authorities.
- Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training.
- To evaluate proposals of customers for Home Loan, LAP and secured BL
- Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
- Interact with Customers & understand the business and regularly monitor delinquencies / infants.
- Decision making within defined TAT
- Understanding of property related knowledge (like legal title and market value of the property).
- Team Management, handling team of Credit underwriters.
- Coordinating with sales, operations, legal, technical and customer service