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06/02 Anista Johnson
Talent Patner at Hireginie Talent Cloud Pvt Ltd

Views:166 Applications:35 Rec. Actions:Recruiter Actions:0

Team Member - Credit - Large Corporate (2-6 yrs)

Mumbai/Navi Mumbai Job Code: 1216342

Team Member - Credit -Large Corporation

Requirement:

- 3-5 years work experience

- CA or Tier 1/2 MBA college

- Infra background with roadways exp.

Our client is one of the recognized players in the project and structured finance space for large corporates.

- The Credit Risk function is engaged in evaluating the creditworthiness of the loan applications for Infra lending divisions considering the quantitative & qualitative factors like ownership, size & market presence of the client business, capital adequacy, collateral quality, earnings quality, liquidity, management quality & client credibility & adherence to statutory requirements.

- The Team Member - Risk is responsible for scrutinizing the credit proposals on the above parameters.


- This includes understanding the business model of the client, critical analysis of business & financial risks, recommending tools/steps for mitigation of risks, financial ratio analysis, analyzing the risk appraisal reports to support credit lending decisions & ensuring compliance with credit lending norms.


- He is also responsible for review of portfolio cases and making periodic presentations for the same to Head Risk & Compliance and CCRO about performance of assets and compliance with terms and conditions under the loan agreement.


- He is primarily involved in building risk awareness about sectoral issues and regulatory policies related to infra business.


- He would also ensure compliance with various statutory acts like companies act, income tax act, and regulatory guidelines of Reserve Bank of India.

- The major challenges in this role are to keep continuous surveillance for portfolios of both project finance and structured finance businesses through inputs from market & other relevant sources, ensuring minimal NPAs through timely implementation of mitigation plans & monitoring the economic conditions & changes in statutory regulations.

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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