Structured Finance Role - Credit

- Evaluation, analysis, advising structuring of credit proposals in terms of bank's internal credit risk policies guidelines and risk analysis 

- Interact and work closely with the Relationship team from the deal initiation stage to closure stage, proactively help the team to assess the main risks associated with the transaction and propose mitigants 

- Review transaction structuring and advising on risk mitigants in the proposed facilities to the Relationship team 

- Expertise in financial statement analysis and guide the reportees to appraise financial spreadsheets/projections 

- Understanding of industry-wise key critical parameters and tracking industry developments

- Reviewing proposals that will be presented to the sanctioning committee and offer credit risk recommendation to enable the sanctioning authority to take decision

- Assessment of the future business strategies of the borrower by management meeting.

- Overall monitoring of the portfolio which includes security cover computations to sufficiently cover bank exposure, annual/interim surveillance of borrower internal rating.