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199
Applications:  55
Recruiter Actions:  49

Job Code

1511239

StrideOne - Assistant Manager - Credit Underwriter - Small & Medium Enterprises

2 - 4 Years.Gurgaon/Gurugram
Posted 2 weeks ago
Posted 2 weeks ago

SME - Credit Underwriter (Assistant Manager)


Company Profile:


- StrideOne, the NBFC, has been setup with the vision to be a leading financial institution for Indian startups and their ecosystem providing comprehensive financial services distributed digitally.


- We have a "Product First and Client First" approach and hence customize various financial services to the specific needs of the industry that the start-up operates in.


- With the vision to build a one-stop financial institution for startups in India, the journey for Stride as a group has only started.

- An organization is built by its people, and we are thus eager to on-board this rocket ship, the BEST out there across verticals.


- We have a very open and welcoming culture where we invite honest conversations, analytical thinking without the baggage of bias and weight of hierarchy.


- If you're a team player who is passionate about what they do, have an entrepreneurial quotient and would love to join a growing organization - then come and be a part of the Stride Family!

Purpose of the Role:

- This role is part of the Credit Underwriting team, focused on assessing the creditworthiness of SMEs (Small and Medium Enterprises).


- The key responsibility is to ensure accurate risk evaluation and strong portfolio management to minimize potential NPAs (Non-Performing Assets) while optimizing credit decisions in collaboration with cross-functional teams.

Key Responsibilities:

- Credit Evaluation: Evaluate the creditworthiness of SME clients by analyzing financial statements, credit reports, GST reports, and banking checks.

- Risk Assessment: Establish credit limits and terms for customers based on risk assessment, credit policies, and financial data (P&L, Balance Sheets, etc.).

- Cross Functional Collaboration: Work with Sales, Finance, and Legal teams to enhance credit decision-making and customer management.

- Monitoring & Risk Mitigation: Regularly monitor credit exposure, delinquency rates, and take proactive measures to mitigate potential risks.

- Decision Making: Apply knowledge of Consumer & Commercial Bureau and Supply Chain Finance to improve credit assessment processes.

Profile Requirements:

Education:

- Minimum: Post Graduate (MBA in Finance)

- Good to Have: CA/CFA qualifications.

Experience:

- Required: Experience in SME underwriting in a Bank, NBFC, or Financial Institution.

- Good to Have: Knowledge of Supply Chain Finance and industry trends.

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Posted By

Job Views:  
199
Applications:  55
Recruiter Actions:  49

Job Code

1511239

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