State Credit Head - LAP & Business Loans - Banking

State Credit Head - Tamil Nadu

Location - Chennai

Product - LAP & BL

CTC -17-20 Lacs pa

Education - MBA, CA

Experience - 7-10 Years

Job description :

Handling overall Taminnadu region.

- Credit Decisions - Take prudent lending decisions based on sound judgment.

- Portfolio Quality Management - Ensure healthy branch portfolio.

- Having a sanctioning authority

- Conducting Personal Discussion

- Coordinating with OPS department for disbursal.

- Handling a team of Cluster Credit Manager & Branch Credit Manager.

- Assessing needs of clients and accordingly charting out viable finance portfolios after considering financial, legal as well as technical aspects.

- Monitoring securitized portfolios transactions, pre and post disbursement documents tracking, monitoring of accounts for banking products.

- Performing the functions of assessing creditworthiness of clients and taking adequate steps to ensure receipt of payments and recovery of debts.

- Performing Client Visit, Reference Check and evaluation of prospective customer.

- Analysis of financial statements & Credit Monitoring Arrangement (CMA) with the viability of the projections.

- Verification of Appraisal Note including business model of the prospective client.

All the interested candidates can apply or call on 9867303334

Ravi Suryawanshi
Senior Executive - Search