Job Title/Designation : State Credit Head - Agri - Kerala Job Description : Overall purpose of the job: Managing the underwriting team of the vertical. Assisting in formulation of the credit policy and risk management of the vertical. Managing the credit cost within the required level of the bank, suggest the systems, processes and IT requirements, suitable for various products.Business Development of the vertical with effective leadership, Maintain the profitability and health of the portfolio, Achievement of the targets allotted by the management, cross sell of other products, Ensuring the collection of dues on the due dates etc. Ensuring the customer satisfaction and customer service from the team across the vertical Key Performance Areas (a) Strategy - Monitor and guide CH- s/ Credit Team and ensure the timely sanction of the credit proposals - Ensure the portfolio quality to minimize the NPA and credit losses - Overall coordination of branches under the State/ Region, for ensuring the quality of the portfolio - Ensuring recruitment, training, retention and mentoring talents - Remain updated market development and trend and apprise vertical head to maintain the hygiene in the portfolio. - Stay updated on the recent changes in policy and regulatory guidelines and ensure the same is reached to all the stakeholders (b) Achieving Operational Efficiency - Timely intervention to ensure the quality of sourcing and minimizing the turnaround time - Study and analyse the service quality by visiting / interacting branches and customers and recommend remedial measures. - Follow up with branches on compliance of internal audit matters, monitor - Coordinate with the collection team on timely repayment of the dues and interest. - Provide the various reports and update on sales, collection and the quality of the portfolio. - Maintain liaison with Zonal Manager/ Area Manager/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branches. (c) Any other tasks assigned by the Bank

Kerala

State Credit Head - Agri Domain - Bank 

State Credit Head - Agri Domain - Bank  ,Job Description for State Credit Head - Agri Domain - Bank  in Resurgo Consultants Pvt Ltd in  Kerala for (8-12) years of experience. Apply Now!

Job Description for State Credit Head - Agri Domain - Bank  in Resurgo Consultants Pvt Ltd in  Kerala for (8-12) years of experience. Apply Now!