SREI - Credit Analyst

- CA / CFA / MBA finance

Credit appraisal of IT-Healthcare proposals from large/ corporate clients belonging to diverse industries involving financial analysis, industry analysis, business analysis, etc.

- The candidate should gain a thorough understanding of Delegation of Authority & Credit Policy and ensure that all financing proposals are compliant with the extant policies.

- Coordinate with Branches/ Business Team to enable smooth flow of all information/ documents that are required to undertake an appraisal.

- Engage in client discussions (telephonic or visit) efficiently before finalising recommendations of a proposal.

- The outcome of the aforementioned activities will be a detailed Credit Appraisal Memorandum which captures all relevant information and analysis along with the Credit Analyst's recommendation which can enable the competent approving authority to take a decision.

- Constantly update self with latest developments in the economy and various sector and capture the impact of same in appraisals.

- Ability and desirability to shoulder additional responsibility and train/guide fresh recruits to be able to assist for appraisal of credit proposals.